Terms of Service

1. Acceptance of Terms

By using the nextspend.app website ("Service"), you accept and agree to be bound by the terms and conditions of this agreement.

2. Use of Service

NextSpend provides a service for tracking personal expenses and income. By using our service, you agree to:

• Use the service only for lawful purposes
• Maintain the security and confidentiality of your account data
• Be responsible for all activities under your account
• Not attempt to access other users' data or interfere with their use

You are prohibited from:

• Sharing your account credentials with others
• Using the service to store illegal or unauthorized content
• Attempting to breach or test the security of our systems

3. Service Description

NextSpend provides a personal expense and income tracking service with features including multi-currency support, shared dashboards, transaction categorization, and comprehensive financial reporting. The service includes secure authentication via Google OAuth and data storage using PostgreSQL. The service is provided "as is," and we make no warranties regarding its accuracy or reliability.

4. Privacy and Data Security

We take the security and privacy of your financial data seriously. Your transaction data is stored securely and is accessible only to you and the users you explicitly grant access to. We use industry-standard security measures to protect your data. For more detailed information, please refer to our Privacy Policy.

5. Support and Updates

We provide support for our service through our support channels. We may release updates, bug fixes, and new features to improve the service. We will notify you of any significant changes that may affect your use of the service.

6. Limitation of Liability

In no event shall NextSpend or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use our service, even if NextSpend or a NextSpend authorized representative has been notified orally or in writing of the possibility of such damage. You are responsible for creating your own backups of your financial data.

7. Changes

NextSpend may revise these terms of service at any time without prior notice. By using our services, you agree to be bound by the then-current version of these terms of service.

8. Contact Information

If you have any questions about the terms of service, please contact us at support@nextspend.app